Criminals are purposefully causing accidents to collect insurance money. Do you know how they do it?
The side swipe and panic stop are the two most common ways criminals get you to hit them on purpose. The side swipe happens in a high density double left turn lanes. A lot of people who start in the far left lane will end up in the middle left lane as they turn the corner. This is the perfect opportunity for a criminal to have you hit them.
The panic stop is when a criminal intentionally slams on the brakes causing you to ram into them. Criminals target driver who look distracted on a cell phone, or are doing their make-up. Sometimes, criminals will even disable their brake lights so that it is more likely that you will hit them. Your insurance company would be responsible for paying out the damages.
So what can I do to outsmart the criminals? Laura Hunt, Auto Accident Attorney Las Vegas, explains.
– Leave ample room between you and cars in front of you. Invest in a head set, so you can have both of your hands free and your eyes on the road when on the phone. If you notice that the tail lights of the car in front of you are out, know that this may be intentional and part of a criminal plan to have you rear end the car in front of you.
– Beware of auto accident lawyers, personal injury lawyers, and tow truck companies that appear at the scene of the accident without you calling them. They may be part of the criminal’s operation.
– Make sure to get a police report that specifies the damage, even if it is minimal. You don’t want to find out weeks after an accident that the criminal’s claim was for a major dent, as opposed to a scratch.
– Take photos from different angles and email them to yourself and your insurance agent.
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