Following an accident, most people will need alternative transportation until their vehicle is fixed or they receive a total loss settlement. If you maintain rental coverage on your policy, your insurance company will put you in a rental car immediately and easily. If you do not have rental car coverage, you will have to rely on the other side to provide a rental car or obtain one at your own expense, to be reimbursed later. Often, it may take some time for the adverse insurance company to complete their investigation.
If you are not at fault for the accident, the adverse driver’s insurance company is liable for a rental car and you can rent one at your own expense during their investigation. You will want to discuss this with the adjuster and use an approved rental car facility so that you are not responsible for any overages on the rental car.
Rental car coverage on your policy is often less than $10 per six months. This is a coverage that can save you a great deal of headache in the event of an accident. It is always important to remember that the adverse driver’s insurance company is not on your side following an accident. This is why it is critical to contact an attorney to protect your rights and make sure you receive all compensation and benefits that you are legally entitled to receive.