Category Archives: Car Accidents

Top 5 Things to Consider When Hiring a Personal Injury Attorney

Experience – LAURA PAYNE HUNT’S EXPERIENCE and insight is the key difference in knowing how to settle, when to settle and for how much.  If you don’t know what to do next, call The Law Office of Laura Payne Hunt and let us help you get the Medical Treatment and Legal Advice you need and deserve.

 

Accessibility – As a small practice with a consistent staff we are able to treat our clients like friends and family and be there to hear their concerns. My secretary, Peggy has been with me for many years and she is extraordinarily skilled and knowledgeable in the area of personal injury law. At the law offices of Laura Payne Hunt, we take great pride in providing a service that is fading in the world of big law firm‘s big advertising and nationwide organizations. If you are looking for experience, knowledge, personal service and compassionate representation, call our office today

Knowledge of the Law — INSURANCE COMPANIES ARE NEVER ON YOUR SIDE! ATTORNEY LAURA PAYNE HUNT knows this firsthand because she spent years working as defense counsel for one of the leading insurance companies in the nation.    Laura knows what it takes to win.  She uses the insight, knowledge and expertise she acquired while helping THEM save millions to now help YOU recover the maximum personal injury compensation you deserve.

HER focus is protecting your rights so that YOUR focus can be on getting well.

 

Compassionate –insurance companies are cold and corporatized and it is important to have someone who listens to you and understands the pain, inconvenience and emotional distress that you are going through. I take great pride in being available to my clients to listen to what they need and to find specific medical providers that are best for their location, as well as the injuries they have sustained. It is important that you receive the proper care and it is equally important that your property damage is addressed. Many law firms do not assist you with your property damage. However we care about our clients and we see the case through from start to finish. Every case we take will be ready for trial if necessary. Fortunately for clients, only about two percent of cases go to trial but we handle every case as if it is one of those two percent and insurance companies know that.

 

Community Connections –As a lifelong resident of Nevada, professional connections I have built are of great benefit to the clients we represent.  Having grown up in the state of Nevada and the city of Henderson primarily, I have made many friends and have valuable professional connections that help my clients to get the proper medical care that they need as well as to have their vehicle repaired properly with the proper warranties. It takes a village sometimes to handle these matters.   Clients need medical care, vehicle repairs, and rental cars. Having practiced and worked in this city for my entire professional career and having worked for the insurance companies, I have maintain strong professional connections that are of great benefit to the clients we represent. I have been a long time sponsor of Paseo Verde Little League teams and I enjoy being active in our community.

 

 

 

ABOUT LAURA

I knew I wanted to be an attorney from the time I was seven years old. I grew up in Las Vegas and attended Tomiyasu Elementary School and Valley High School. I went to junior high school at Cannon Junior High School and was a product of 6 Grade Center being bused to a different part of town. Henderson is my home and it has been since I was five years old. I take a great deal of pride in what I do and being part of the community.

I went to UNLV undergrad and obtained a degree in Communications with an emphasis is print Journalism.  While attending UNLV I was a writer for the school paper for the entertainment section. I was also an active Disc Jockey at the school radio station KUNV,  playing my alternative favorite alternative beats. To pick up extra cash, I was also a Disc Jockey at the AM radio station where we played a variety of cultural music. Fortunately, my amateur guitar playing skills and love of Diet Coke helped keep me awake during those overnight AM radio jobs.

I went to Oklahoma City University for law school. I graduated from law school Cum Laude. While in law school, I was a member of the legal honor Society a Phi Kappa Phi as well as a participant in the moot court team.  Upon graduating from law school, I took the Nevada bar exam successfully followed by the California bar successfully. I am also admitted to practice law in the state of Texas.

I returned to Las Vegas to start my legal career and clerked for a respected District Court judge. I went on to work for a law firm that handled cases for the insurance companies for a couple of years before I became the managing attorney for a major insurance company’s in-house legal office.

During my time working as an attorney for the insurance company, I learned the ins and outs of this business first hand. I trained insurance adjusters on how to deal with attorneys and had daily interactions with claims adjusters and claims files.  I observed the nature and approach of insurance companies to accident claims and the victims involved.   This experience is invaluable in representing injured people.

I am very passionate about what I do and I take great pride in providing top legal representation for injured people. I never had a desire to be on every billboard in town and be an attorney that brings in 100 files a month.  To do that you need a lot of lawyers churning these files out to pay the massive overhead of advertising and large buildings.  Personal care and attention to clients’ needs can easily be lost in that type of environment.  I prefer to focus on the people who are my clients. I know each of my client’s case personally and I meet with every client personally. When you call my office, I will know your first name, I will know what your case is about. I will know what is going on. That is not the case with many law firms that have a high turnover rate because of low pay and often inexperienced attorneys.

The benefit of retaining a small law firm to handle your case is that you will receive personal service and you will have a relationship with your attorney. I kind of analogize this to the difference between going to a large medical center where you see someone different every time who hasn’t looked at your file and doesn’t know your name, to going to your family doctor who knows who you are remembers your conditions.  The person who is there for you to talk to about your needs. It is a choice that an injured person should make from the start of their search for a lawyer.  Whether a large firm or a small firm is the right choice for you will be very important for your mental well-being during your case.  Dealing with a large firm with constant turn over can be frustrating. THE LAW OFFICE OF LAURA PAYNE HUNT is a boutique law firm providing you with personal and compassionate representation with one goal in mind, the best care and recovery for each of our clients.

 

With over 18 years of experience helping injured people and working for the insurance companies I have a vast amount of knowledge and insight into exactly what insurance companies are looking at when reviewing your claim. Having been a member of this community for so many years, I know many good physicians and practices that provide top medical care for injured people. Connections in the community are vital in helping clients obtain the medical care they need for their specific injuries.

 

AS A SHORT TRIAL JUDGE and frequent Arbitrator, my skill is just as effective in the courtroom as it is in the conference room.  I will passionately and aggressively defend your rights and recovery whether your case settles or goes to trial.

 

If you or a loved one is ever in any type of accident and have questions, please don’t hesitate to contact our offices today.  At my office, we are experienced in helping injured victims get the compensation they are entitled to.  Insurance companies never have the best interest of the injured person at the top of their priorities.  They want to pay as little on every claim as possible.  Having worked for an insurance company as an attorney for 9 years before opening my boutique law firm specializing in helping injured people, I reviewed thousands of auto accident claims and policy provisions.

At the Law Offices of Laura Payne Hunt we are here to help you and your family in the event that accidents and tragedies occur. For any of your legal needs, do not hesitate to contact our offices.  The Law Offices of Laura Payne Hunt is a boutique, family owned law firm in Henderson that specializes in helping injured people and the community with legal issues involving auto accidents, wrongful deaths, slip and falls, truck accidents, injuries to children, bicycle accidents, dog bites, and all types of injury claims.  Please do not hesitate to call us anytime you have a legal question or you or a loved one has sustained an injury at 702-450-(HUNT) 4868 and text 24/7 at 702-600-0032.

WHY SHOULD I HIRE A PERSONAL INJURY ATTORNEY?

If you or a loved one is trying to decide whether to hire an attorney to handle your injury claim, this blog contains some important information for you to consider.  Hiring a professional for any job will yield a better result than doing it yourself for the first time.  The benefit of having an experienced, professional, knowledgeable advocate on your side fighting for your rights cannot be understated.  When you hire an attorney to handle your personal injury claim, you receive the following immediate benefits:

1) A HIGHER SETTLEMENT

2)  BETTER MEDICAL CARE

3) A HIGHER SETTLEMENT FOR YOUR VEHICLE

4) EXPERIENCE FIGHTING INSURANCE COMPANIES 

5) REDUCED STRESS OF NOT HAVING TO DEAL WITH THE

    INSURANCE COMPANY

EXPERIENCE

            When hiring an attorney, experience is critical.  I have over twenty years of experience in dealing with insurance companies.  I have the knowledge of the law, and personal experience in dealing with the methods used by insurance companies in handling claims.  I worked for a major insurer for nine years and trained insurance adjusters in dealing with attorneys.  This experience is critical in representing injured victims against these large corporations.

NO OUT OF POCKET COSTS

At the Law Offices of Laura Hunt, PC, we pay for all of the costs of your case including obtaining records, court costs and expert fees.  We make sure the other side pays the costs and the attorney’s fees.  No payments will come out of your pocket.   Personal injury matters often involve claims of disputed liability. A person is injured and an insurance company or corporation wants to claim that it is their fault. It is imperative to obtain the appropriate experts while evidence is still available. Without an attorney, you will not be able to have an expert inspect the premises or the scene of an accident in time to preserve your claims. Attorneys have resources to pay for these costs on behalf of their clients that can also often be substantial.  I have worked with many experts over the years and can retain the proper expert for your case while evidence is still available. Often times, the retention of experts early in the case can lead to a timely settlement and avoid a trial that would take place without such experts being retained.

WE HANDLE YOUR PROPERTY DAMAGE CLAIM

I was shocked the first time I learned that many personal injury attorneys do not assist clients with their property damage claim. I have always handled this part of a claim for clients and made sure that their cars were warranted after repairs and that they received the highest amount  possible for a total loss of their vehicle in those cases. Often times we go back-and-forth many times with the insurance company on a total loss to make sure that our client receives a fair market value of their vehicle. Many law firms will tell you that you need to handle the property damage yourself because they are not taking a percentage of that matter. I have always handled this at no cost to my clients as part of their personal injury claim.

WE ALLOW YOU TO FOCUS ON RECOVERY

Dealing with insurance companies takes a great deal of time and causes you a lot of frustration.  The insurance company is not on your side.  They will try to trick you and this is a stress you do not need to deal with when you are injured.  You do not have time to collect your medical records, police records, review documents and talk to the insurance adjuster over and over again.  Let my years of experience as an insurance defense lawyer work for you.

ATTORNEYS HAVE ACCESS TO RESOURCES TO HELP YOU

Insurance companies will use every possible argument to not pay your claim.  A strong understanding of the law and access to medical, biomechanical, police and premises experts are often necessary to prove your case.  Often there are also insurance coverage issues that require an experienced understanding of insurance law.  As an insurance defense attorney for over 10 years, I have the experience to handle any coverage issue that could arise in your case.

ATTORNEYS ARE OBJECTIVE

As an injured victim, you can be frustrated and furious with the insurance process which often moves slowly and requires a ridiculous amount of duplicitous paperwork.  An attorney can handle all of those details and remain calm and focused in order to guide you seamlessly through the process.

AN ATTORNEY WILL  ADVISE YOU THE BEST WAY TO RESOLVE YOUR CASE

With many years of experience handling these matters, I know that an adjuster will not always offer a fair settlement in a timely manner.  In fact, often times, a lawsuit is necessary to obtain a fair settlement of your claim.  At my office, we prepare every case to be ready to go to trial or arbitration or  mediation and will advise you of the best option for your case.

LAWEYERS ARE EXPERIENCED IN UNDERSTANDING HOW OTHER MATTERS CAN IMPACT YOUR CASE

Often times, other matters in your life may seem unrelated but can actually impact your injury claim.  Events like a pending bankruptcy can be substantially impacted by a personal injury action.  For example if you have filed a bankruptcy within the last few years and are currently paying on the bankruptcy plan the bankruptcy court must be notified of any substantial settlement that you receive.  In fact failure to notify the bankruptcy court can be considered a fraud upon the court and you could  be required to pay back all of your debts or turn over your settlement funds to the court. Lawyers can also advise you on how to handle matters like social media during a pending personal injury matter. Insurance companies can be ruthless in their efforts to investigate and discredit claimants.   Likewise prior criminal matters can sometimes impact your case and can be handled by an attorney to minimize or avoid impact on your personal injury case.  The same holds true for prior injury claims. Insurance companies will always want to blame any injury you have on a prior claim or a work claim. Attorneys know how to handle these matters. I have worked with many people over the years who have sustained multiple injuries and we have successfully recovered for each of their injuries

YOU WILL RECEIVE MORE MONEY WITH AN ATTORNEY

It is a known fact that the clients who have attorneys receive higher settlements than Claimants who do not.  And it is not always only about how much money is paid by the insurance company, it is often about how that money is distributed. An attorney will maximize all conflicting policies including health insurance subrogation lien’s, Medicare and medical payments coverage to make sure that the expenses are as low as possible and that the client receives the maximum settlement of the funds.  An attorney can also make sure the client receives medical care desperately needed in the event that health insurance is not available or too difficult for the client to obtain the treatment needed.

AN ATTORNEY CAN HANDLE YOUR CASE TO ITS NECESSARY CONCLUSION

Finally insurance companies always know if a claimant does not have an attorney they do not have the ability to take the matter to the final stage, which is a jury trial, if a settlement cannot be agreed-upon. Unfortunately insurance companies will take advantage of people because of this fact and never offer a reasonable settlement that a jury would award in their case because they know the claimant does not have the ability to go to a jury trial without an attorney. You should protect your rights from the beginning. I have tried dozens of cases and also see it as a trial judge on a part-time basis. I have the experience in the court room that you need to receive the maximum compensation that you are entitled to receive

If you or a loved one is injured in an accident call our office immediately and we will make sure that you receive the care you need and deserve, and advise on how to preserve evidence.  If you have been in any type of accident and have questions, please don’t hesitate to contact our offices today.  At my office, we are experienced in helping injured victims get the compensation they are entitled to.  Insurance companies never have the best interest of the injured person at the top of their priorities.  They want to pay as little on every claim as possible.  Having worked for an insurance company as an attorney for 9 years before opening my boutique law firm specializing in helping injured people, I reviewed thousands of auto accident claims and policy provisions.

At the Law Offices of Laura Hunt we are here to help you and your family in the event that accidents and tragedies occur. For any of your legal needs, do not hesitate to contact our offices.  The Law Offices of Laura Hunt is a boutique, family owned law firm in Henderson that specializes in helping injured people and the community with legal issues involving auto accidents, wrongful deaths, slip and falls, truck accidents, injuries to children, bicycle accidents, dog bites, and all types of injury claims.  Please do not hesitate to call us anytime you have a legal question or you or a loved one has sustained an injury at 702-450-(HUNT) 4868 and text 24/7 at 702-600-0032.

HOW DO I GET MY CAR FIXED AFTER AN ACCIDENT?

  • If you do not use your own car insurance to fix your car, you will have to wait for repairs even when its not your fault.
  • Your insurance company will get their money back from the other insurance company for the repairs to your car if the accident is not your fault.
  • Call your own insurance company after an accident.
  • The Hunt Law Offices handles your property damage claim, many personal injury law firms make you handle it yourself.

If you or a loved one is involved in an auto accident, dealing with the injuries and the time off work is difficult enough. https://www.dmv.org/accident-guide/car-accident-faq.php Handling the wrecked car is an additional headache you don’t need.  The NSTSB estimates that as many a 24 million vehicles are damaged in accidents a year. https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/812013

At the Law Offices of Laura Hunt, PC, we handle the property damage for you so you can focus on getting well.  When you are involved in an accident, it is bad enough to deal with the trauma and pain of the injuries associated with a motor vehicle accident. There is also the issue of having your car repaired. At the Law Offices of Laura Hunt, PC we take this issue off your plate. We handle this on your behalf. It is important to note that many personal injury law firms do not handle this part of your claim. They simply advise you to call the adjuster.

This can be a very frustrating process for injured victims who are not familiar with how insurance companies work and what responsibilities are required of them by contract.  When people are involved in motor vehicle accidents, most people do not understand that the at fault driver has no obligation to immediately jump to assist you as far as your vehicle repairs are concerned. Remember, the adverse insurance company is working for the adverse driver. They are in no hurry to get your vehicle repaired. Many people are afraid to call their own insurance company because they believe the rates will go up. This is not the case. http://www.rmiia.org/auto/steering_through_your_auto_policy/Filing_an_Auto_Claim.asp

You should always call your own insurance company and you should always have your vehicle repaired through your own insurance company. The reason this is important is because they have a fiduciary and contractual responsibility to you to get your vehicle repaired properly. At the Law Offices of Laura Hunt, PC, we work with independent body shops that are not tied to the insurance companies that offer lifetime guarantees on the vehicle repairs. Many people also think that they must use an insurance company body shop to obtain such a guarantee.  That is not true.

Again, the other insurance company is representing the other driver and is not on your side. They will even give you misleading information or even false information. At Hunt Law Offices,   we will fight the insurance companies for you from the first day to the last day of your claim. When making a property damage claim, your own insurance company has a statutory obligation to be fair to you. Laura Hunt will make sure that they are fair to you in getting your vehicle repaired. We will make sure your vehicle is repaired at an independent shop that works with all insurance companies and does not receive all of their money from one insurance company. We will also get your deductible back from the other driver quickly, usually before the repairs are completed.

Many people worry that when their insurance company pays any claim it goes on their record and they will be responsible and see a rate increase. Again, if it is not your fault, it will not affect your rates.  Your insurance company will do what is called “subrogate” the money that they paid on your behalf for vehicle repairs against the insurance company of the adverse driver. This means your insurance company will get their money back from the driver that hit you.  The insurance company of the driver that hit you will take their time and often drag their feet “investigating” the claim. They will not make a determination as to who is at fault timely. They are allowed up to 30 days to determine who is at fault. This is often ridiculous as generally it is quite obvious from the start.  This is a way many insurance companies save money and make interest on their money while they are simply not paying claims that they owe.

At the Law Offices of Laura Hunt, we will make sure that your car is not only repaired quickly but is repaired properly and that you receive your deductible back. We also work with body shops that provide you  a lifetime guarantee on the repairs of your vehicle. In addition, we will get you into a rental vehicle to make this process as easy as possible on you.

Some tips that we offer clients when receive their  vehicle back after it has been repaired:

  1. If the damage to your vehicle was anywhere near the trunk area, we advise clients  to take the vehicle to a car wash and spray the trunk down vigorously when they receive it back from the repair shop. It is important to make sure no water is leaking into the trunk. If you wait for it to rain in Las Vegas, it may be a long time and difficult to prove that the leak resulted from the repair and the accident.  
  2. If the auto accident involved any kind of damage to the door frames we advise clients to open and close all the doors many times as well as lock the doors from the inside and outside to make sure that everything is operating properly when the car is repaired.    
  3. If it was a front end collision and the vehicle is not operating properly, call the shop and our office immediately to report the problem.  Call within 5 days of picking up the car.

At the Law Offices of Laura Hunt, our over 15 years of experience has taught us all of the tricks the insurance companies attempt to use to get out of paying legitimate claims. And having worked for a major insurance company for over nine years, I have the knowledge of how the insurance companies think and operate.  For the past 10 years, I have been helping and protecting the rights of people injured in an auto accidents and slip and fall accidents through no fault of their own. Let my many years of experience take this headache off your plate and let you focus on the important things in your life.

If you or a loved one is injured in an auto accident and your vehicle is damaged, call our office immediately and we will make sure that you receive the care you need and deserve and that your vehicle is repaired.  If you have been in an accident and have questions about getting your vehicle repaired, please don’t hesitate to contact our offices today. At my office, we are experienced in helping injured victims get their car repaired quickly.  Insurance companies never have the best interest of the injured person at the top of their priorities. They want to pay as little on every claim as possible. Having worked for an insurance company as an attorney for 9 years before opening my boutique law firm specializing in helping injured people, I reviewed thousands of auto accident claims and policy provisions.   

At the Law Offices of Laura Hunt we are here to help you and your family in the event that accidents and tragedies occur. For any of your legal needs, do not hesitate to contact our offices.  The Law Offices of Laura Hunt is a boutique, family owned law firm in Henderson that specializes in helping injured people and the community with legal issues involving auto accidents, wrongful deaths, slip and falls, truck accidents, injuries to children, bicycle accidents, dog bites, and all types of injury claims.  Please do not hesitate to call us anytime you have a legal question or you or a loved one has sustained an injury at 702-450-(HUNT) 4868 and text 24/7 at 702-600-0032.

CAN I SUE THE OTHER DRIVER IF THE ACCIDENT IS PART MY FAULT? COMPARATIVE FAULT IN NEVADA.

 

  • Is comparative negligence a bar to receiving damages?
  • What if I am 50% at fault in an accident?
  • Who determines which drivers are at fault and how much?
  • How is fault determined?

 

Nevada follows a comparative fault system of negligence. Comparative negligence is not always a bar to recovering damages.  However, if you are found to be 50% at fault or more in Nevada, you cannot recover any damages. In Nevada if the injured person’s negligence is more than all of the defendants negligence combined or a single defendant, the injured person cannot recover. However, if the injured person’s negligence is less than 50% of the cause of the injury, they can recover their damages on a prorated basis. I will proceed to explain this in detail. This is known as comparative negligence in Nevada this is codified at NRS 41.141, stated as follows:

NRS 41.141  When comparative negligence not bar to recovery; jury instructions; liability of multiple defendants.

1.  In any action to recover damages for death or injury to persons or for injury to property in which comparative negligence is asserted as a defense, the comparative negligence of the plaintiff or the plaintiff’s decedent does not bar a recovery if that negligence was not greater than the negligence or gross negligence of the parties to the action against whom recovery is sought.

2.  In those cases, the judge shall instruct the jury that:

(a) The plaintiff may not recover if the plaintiff’s comparative negligence or that of the plaintiff’s decedent is greater than the negligence of the defendant or the combined negligence of multiple defendants.

(b) If the jury determines the plaintiff is entitled to recover, it shall return:

(1) By general verdict the total amount of damages the plaintiff would be entitled to recover without regard to the plaintiff’s comparative negligence; and

(2) A special verdict indicating the percentage of negligence attributable to each party in the action.

3.  If a defendant in such an action settles with the plaintiff before the entry of judgment, the comparative negligence of that defendant and the amount of the settlement must not thereafter be admitted into evidence nor considered by the jury. The judge shall deduct the amount of the settlement from the net sum otherwise recoverable by the plaintiff pursuant to the general and special verdicts.

4.  Where recovery is allowed against more than one defendant in such an action, except as otherwise provided in subsection 5, each defendant is severally liable to the plaintiff only for that portion of the judgment which represents the percentage of negligence attributable to that defendant.

5.  This section does not affect the joint and several liability, if any, of the defendants in an action based upon:

(a) Strict liability;

(b) An intentional tort;

(c) The emission, disposal or spillage of a toxic or hazardous substance;

(d) The concerted acts of the defendants; or

(e) An injury to any person or property resulting from a product which is manufactured, distributed, sold or used in this State.

6.  As used in this section:

(a) “Concerted acts of the defendants” does not include negligent acts committed by providers of health care while working together to provide treatment to a patient.

(b) “Provider of health care” has the meaning ascribed to it in NRS 629.031.

(Added to NRS by 1973, 1722; A 1979, 1356; 1987, 1697; 1989, 72)

https://www.leg.state.nv.us/NRS/NRS-041.html#NRS041Sec141

In any lawsuit against a defendant for damages for death or injury to a person or injury to property, where two or more persons can be at fault,  doctrine of comparative negligence is invoked. Comparative negligence means the negligence of a plaintiff in his own injury. In Nevada, if a plaintiff’s  negligence was not greater than the negligence of the defendant, the plaintiff can still recover his damages. The court will reduce his damages by his percentage of negligence. A simpler way to understand this is by example.

Example:

Plaintiff and defendant are both driving eastbound on a roadway and defendant is substantially exceeding the speed limit.   Plaintiff then changes lanes in front defendant and the defendant then strikes the plaintiff’s vehicle. Both parties will likely have some fault for the accident. The plaintiff will have fault for an improper lane change and defendant will have fault for speeding. It is for a factfinder to determine the percentage of each parties fault. If it is found the defendant is 51% at fault for grossly exceeding the speed limit, and plaintive is then 49% at fault for improperly changing lanes, the plaintiff can recover 51% of his damages against the defendant However, if the jury were to find plaintiff to be 51% at fault for causing the accident, he would not recover because his own would be greater than the fault of the defendant.

Comparative fault of the respective parties is a factual decision to be determined by all of the evidence collected and preserved.  Nevada revised statute, NRS 41.141, as stated above, gives a jury guidance for determining the fault of the parties by stating that “the plaintiff may not recover if the plaintiffs comparative negligence or that of the plaintiffs decedent is greater than the negligence of the defendant or the combined negligence of multiple defendants.“ Therefore,  it is always a determination of fact who is more at fault. The only way to make a factual determination is by collecting and preserving evidence and this process should begin as soon as possible. If you have been in an accident, seeking legal counsel early can make the difference as to whether or not you will be able to prove your case. The evidence must  be obtained and preserved to assist in proving what happened in the accident. Evidence like skid marks, Gouge marks in the pavement, data recorders, and police diagrams can often assist in establishing the fault of the parties. For this reason, it is critical to obtain legal counsel early and preserve relevant evidence. If you are involved in an accident, always take as many photos as you can at the scene. This is the easiest way to preserve evidence. Take photos of any marks on the pavement, the location of the vehicles following the accident and take photos of the damage to the cars. Remember that it is always a question of fact when both parties have some fault and it is impossible to make that determination without solid evidence.

https://www.nvbar.org/nvlawmag-archive-957232/NevLawyer_Feb_2010_Comparative_Neg_0.pdf

Many states have different laws regarding comparative fault of the parties. NRS 41.141 applies to all accidents which happen in any county in Nevada including Henderson and Las Vegas. If you have been involved in an auto accident in Henderson or in Las Vegas the comparative law stated above will govern.  The basic premise is that people should pay their share of damages for which they are responsible for and not more. It would be inherently unfair to make a defendant pay 100% of a plaintiff’s damages if the plaintiff was 30% at fault for causing the accident. For this reason, Nevada adopted a rule of law to be fair to plaintiffs and defendants who are involved in accidents or who are negligent causes of injuries to third parties.  

Some states have different variants of comparative fault so if you are involved in an accident in another state, it is important for you to understand the law in that state. Some states follow a strict or pure comparative negligence statute where if a plaintiff is 90% at fault for his injuries, the defendant would pay his 10% share. Nevada does not follow the strict or pure comparative negligence standard.  If a plaintiff was 90% at fault for causing his injuries in the state of Nevada, he or she would take nothing by way of their complaint.

https://www.justia.com/injury/negligence-theory/comparative-contributory-negligence/

If you have been in an accident and have question about fault of the parties, please don’t hesitate to contact our offices today.  At my office, we are experienced in reviewing injury and property damage claims and determining fault. Insurance companies never have the best interest of the injured person at the top of their priorities.  They want to pay as little on every claim as possible. Having worked for an insurance company as an attorney for 9 years before opening my boutique law firm specializing in helping injured people, I reviewed thousands of auto accident claims and policy provisions.   

At the Law Offices of Laura Hunt we are here to help you and your family in the event that accidents and tragedies occur. For any of your legal needs, do not hesitate to contact our offices.  The Law Offices of Laura Hunt is a boutique, family owned law firm in Henderson that specializes in helping injured people and the community with legal issues involving auto accidents, wrongful deaths, slip and falls, truck accidents, injuries to children, bicycle accidents, dog bites, and all types of injury claims.  Please do not hesitate to call us anytime you have a legal question or you or a loved one has sustained an injury at 702-450-(HUNT) 4868 and text 24/7 at 702-600-0032.

I WAS HIT FROM BEHIND IN MY CAR BY ANOTHER DRIVER, WHAT SHOULD I DO?

 

  • Take photos of your vehicle in the location of the impact before moving your car only if it is safe to do so.
  • Take photos of the other vehicle at the scene of the accident.
  • Call the police and wait for the police
  • Seek Medical attention if you have pain

Laura Hunt Attorney

Figures posted from the National Highway Traffic Safety Administration (NHTSA), show that of the approximately 6 million car accidents that happen in the United States each year, over 40% of them (2.5 million) are rear-end collisions.  According tothe Washington Post, About 1,700 people die in rear-end collisions and another 500,000 are hurt yearly. That means the odds are that if you or a loved one is involved in an auto collision that it will likely be a rear-end type auto collision.  Sometimes, rear-end collisions involve a minor impact where no one is hurt. Sometimes, they involve a substantial impact with serious injuries. Regardless of the type of collision you are in, there are certain steps that you will always want to take to preserve and document evidence and information at the scene of the accident that will be lost if it is not preserved.  Sometimes, the stress of being involved in the accident can affect your recollection of the events. Try to stay calm and take the following steps to protect yourself:

First, if it is safe to do so, take photos of the vehicles immediately following the collision before they are moved.  This is important in case the adverse driver has a different recollection of the event at a later date and to document how the collision occurred. Even if you have to pull off the road, take pictures of cars, the other driver, the road conditions, and the location of the accident.  Take a lot of photos. This will be the only proof you have regarding the accident.

Second, always call the police to the scene of the accident.  Establishing an official record protects everyone. Determining what happened and noting important factors such as weather and property damage are important. The police know exactly what questions to ask and what details should be captured. Compiling all witness statements, photos and contributing factors into an official police report ensures that an accurate record of the incident will be available later to your insurance company or attorney.

Third, seek medical attention quickly.  It is important for you to know that often times pain and injuries inflicted from a rear-end collision may not felt at the time of the collision.  Pain and discomfort may take 24 hours to set in following your accident. That’s why you want to seek medical treatment immediately after being hit in a rear-end impact.   The sooner you seek medical help, the easier it will be to prover your pain and injuries are a result of the rear-end auto collision and not your everyday activities as the insurance company will want to argue.   If you have pain or stiffness, go to a quick care or your family chiropractor. If you do not know where to go for medical help, call the Law Offices of Laura Hunt, PC today.

Fourth, if there are any witnesses, be sure to obtain their name, address and phone number.  You may need to contact them at a later time to be a witness and give a statement.

It is important to take the right steps following a rear-end collision and contact an attorney.   If you or a loved one is involved in a rear end auto accident while you’re out of town feel free to call the Law offices of Laura Hunt, PC… We are available 24/7 via phone and text message at 702-600-0032 to answer questions that you have at the time of your accident. We have been helping people injured in car accidents for the last decade and recovered millions of dollars for our clients.

Rear-auto  accidents are  a very common occurrence. At  some point, the odds are that most drivers  will be involved in such a collision. Especially given the level of distractions drivers have such as cell phones, text messaging, iPods and general stress.   Unfortunately, many drivers will have had the difficult experience of dealing with a serious rear-end collision. That is when an attorney can help by dealing with all the unpleasant aspects of an accident, like getting your car fixed and paying your doctors.   While there are some exceptions and unusual circumstances based on differences in state law, as a general rule, the driver of the rear-ending car is at fault for rear-end collisions.  Therefore, the driver of the rear-ending car will be liable for the damage caused in the accident, which will be paid by his insurance company.

If you are involved in a rear-end automobile collision, contact our offices today.  By contacting a lawyer immediately, you can receive the most money for your damages. At my office, we are experienced to handle all types of automobile injury claims and property damage claims.  Having worked for an insurance company as an attorney for 9 years before opening my boutique law firm specializing in helping injured people, I reviewed thousands of auto accident claims. With extensive experience in the insurance field, I can help you review all of the coverages available in order to maximize the money you receive.

At the Law Offices of Laura Hunt we are here to help you and your family in the event that accidents and tragedies occur. For any of your legal needs, do not hesitate to contact our offices.  The Law Offices of Laura Hunt is a boutique, family owned law firm in Henderson that specializes in helping injured people and the community with legal issues involving auto accidents, wrongful deaths, slip and falls, truck accidents, injuries to children, bicycle accidents, dog bites, and all types of injury claims.  Please do not hesitate to call us anytime you have a legal question or you or a loved one has sustained an injury at 702-450-(HUNT) 4868 and text 24/7 at 702-600-0032.

WHAT IF I AM INJURED IN AN ACCIDENT WHEN I AM OUT OF TOWN?

 

  • If you are injured while out of town, always provide your health insurance information to the hospital and all medical providers
  • If you do not have health insurance, seek medical care appropriate for your level of injury.  If your injuries are not critical, seek medical attention at the closest quick care facility.
  • When you receive the paperwork from your health insurance company following the accident, consult the Law Offices of Laura Hunt, PC to for assistance filing out the forms.
  • Continue with your medical car when you return home.

 

Laura Hunt AttorneyVacation season is approaching and families will be hitting the road to visit distant relatives and friends.  If you are injured in a car accident when you are traveling, there are certain things you should know. Most people are of the opinion that when they are injured in an auto accident the insurance company for the at fault driver will immediately and timely pay all of their medical bills for whatever treatment they need. This is 100% false. It is extremely important that you protect yourself because there will be a substantial delay in any funds that you receive from the at fault driver following a car accident. If you are injured when you are out of town, if you are fortunate to have health insurance you should absolutely provide that information to the hospital, ambulance company and anywhere that you receive treatment while you are out of town.

There are several reasons for this. First, your health insurance will timely pay these bills and, if the at fault driver has insurance coverage they will be responsible to pay your health insurance company back. The second reason is that if the adverse party does not have insurance coverage or does not have enough insurance coverage, you will not be responsible to pay back your health insurance company for these bills. In addition, your health insurance company has substantial negotiated discounts with most of the providers that you will not receive if they are paid by the third-party or if you have to pay them out-of-pocket because they were not timely submitted to your health insurance company.

If you, unfortunately, do not have health insurance and you are injured while you’re out of town it is important to seek the appropriate medical care consistent with the injuries that you received. If your injuries are not life-threatening or critical, it may be in your best interest to go to a quick care facility close to the location of the accident. The reason for this is that the hospital bill could be substantial and could even be more than the available automobile insurance coverage available from the adverse driver. In past blogs I outlined that states have different minimum requirements for insurance coverage, but many states have only a $15,000 required amount of coverage per driver, some states have only a $10,000 required minimum per driver. Therefore it is important that you make good decisions when obtaining medical care so that these bills can be paid. In addition, you will not know at the time of the accident if the adverse driver even has coverage that is in force and effect at the time of the accident, and it is possible that you could be stuck with your medical bills if the other driver does not have coverage and you do not have UIM coverage.

It would be nice if the world was perfect and every person who was at fault for causing injury had enough money to cover the injury or enough insurance to cover the injury and timely paid bills that were incurred. Unfortunately, this is not the world that we live in and it is important that you protect you and your family following an accident.

If you have health insurance and you submitted your health insurance information to the providers that you saw while out of town, it is likely that you will receive paperwork in the mail called subrogation paperwork from your health insurance company. At the Law Offices of Laura Hunt, PC we have been helping injured drivers in car accidents who are residents of Henderson and Las Vegas for over 10 years. We are happy to go over these documents with you and fill them out as part of our representation. It is important that the subrogation forms are timely and accurately returned to your health insurance company to make sure that your bills get paid timely and that the appropriate discounts are made.

It is important to take the right steps following a collision out of town to get the medical care that you and your family need without adversely affecting your financial condition.  If you or a loved one is involved in an auto accident while you’re out of town feel free to call the Law offices of Laura Hunt, PC.. We are available 24/7 via phone and text message at 702-600-0032 to answer questions that you have at the time of your accident. We have been helping people injured in car accidents for the last decade and recovered millions of dollars for our clients.

If you are involved in an accident while out of town, contact our offices today.  By contacting a lawyer immediately, you can receive the most money for your damages. At my office, we are experienced to handle all types of automobile injury claims and property damage claims.  Having worked for the insurance company as an attorney for 9 years before opening my boutique law firm specializing in helping injured people, I reviewed thousands of auto accident claims. With extensive experience in the insurance field, I can help you review all of the  coverages available to maximize the money you receive.

At the Law Offices of Laura Hunt we are here to help you and your family in the event that accidents and tragedies occur. For any of your legal needs, do not hesitate to contact our offices.  The Law Offices of Laura Hunt is a boutique, family owned law firm in Henderson that specializes in helping injured people and the community with legal issues involving auto accidents, wrongful deaths, slip and falls, truck accidents, injuries to children, bicycle accidents, dog bites, and all types of injury claims.  Please do not hesitate to call us anytime you have a legal question or you or a loved one has sustained an injury at 702-450-(HUNT) 4868 and text 24/7 at 702-600-0032.

GET READY FOR SPRING BREAK, DOES MY AUTO INSURANCE COVER ME ON A RENTAL CAR?

  • Before leaving for your trip, call your insurance agent and ask if you are covered on a rental
    car.
  • Before leaving for your trip, call your credit card company to see what coverage they offer on
    rental cars, and use that care to rent the car.
  • Before leaving, verify that you have collision coverage. If not, purchase collision coverage on the rental car.
  • Before leaving for your trip, check the rates for insurance through the company online and check rates when booking.

Laura Hunt AttorneySpring break is approaching and many people and families will be hitting the road for vacations. Often time’s people are flying to their destinations and renting a car or driving a rental vehicle to their destination to avoid excess miles on their private vehicles. Before you decide to hit the open road and spring for a rental car, you should know what kind of coverage you already have on a rental car through your own policy and credit cards. You’ll need this information before you can determine whether or not you need to buy the rental car insurance offered through the rental car company. It is not a decision you want to make at the rental car counter. It’s a complicated decision. You may already be covered through your existing car insurance or your credit card. “Your personal auto car coverage usually does cover rental car coverage,” says Merle Scheiber of the National Association of Insurance Commissioners.

However, only the personal coverages that you pay for would apply to the rental vehicle. This means that if you do not carry collision on you vehicle which is coverage for damage to your vehicle, you would not have coverage for damage to the rental car if you did not purchase the rental car company’s collision coverage. Therefore, you’ll want to make sure you have collision coverage on your own policy, which pays for damages to your vehicle from accidents involving other cars or objects. “For people who already have collision coverage on the rental car, getting the rental car insurance policy is a waste of money,” says Neil Abrams, an auto rental consultant of Abrams Consulting Group based in Purchase, N.Y. But if you do not have collision coverage on your own vehicle, you’ll want to purchase that coverage at the rental car counter or use a credit card that provides this coverage.

A number of major credit card companies offer rental auto insurance to cardholders, such as Visa and American Express. However, not all Visa or American Express cards carry the same benefits, and therefore, it is very important that you call your credit card company and find out what your card offers. It is important to listen closely. It is not sufficient that you find out that you “have coverage by using your credit card.” You need to find out what coverages you have which are generally collision (damage to the vehicle you are driving) and liability (damage to other vehicles and injuries to other persons) You need both and your credit card company may only provide liability. In addition, certain cards only offer such coverages to elite members or certain card holders, so check with your credit card company first.

So What exactly are the benefits of buying insurance from the rental company? It protects you from out-of-pocket expenses caused by loss or damage to the vehicle, including theft. Rental car insurance can cost approximately $20-$25 per day, depending on what option you select. The collision damage waiver, aka the “optional vehicle protection or loss damage waiver”, can cost as much as $19 per day and changes liability for collision damage from the person renting the car (you) to the car rental company. It is important to note that even if you carry collision on your personal auto policy, you will be liable for you deductible when you turn the car in regardless of fault for the damage to the rental car at that time. Your insurance carrier may reimburse that money to you at a later time if it is not your fault and the other driver was insured.

Liability insurance generally costs between $7 and $14 a day and is for damage you cause to another person or property while driving the car. However, your auto insurance on your own car should already include liability insurance and will generally cover you on a “non-owned vehicle.” Before leaving on any trip where you will be renting a car, call your agent or the 800 number on you card and ask what type of coverage you have for a “non-owned vehicle” and they should be happy to assist you. Their customer service agent should be able to explain what coverage you have on a rental car. If they are not pleasant and helpful, you should look for an insurance company that is pleasant and helpful to their own insured’s.

Although the rental companies are required to provide statutory minimum liability coverage on the vehicles they rent by state law, you do not want to be in a situation where you are reliant on a rental car company who’s’ interests will come first to protect you. In a serious accident, that’s not going to do much to protect you and your personal assets. Statutory minimum liability coverage provides some protection to renters involved in an accident while driving a rental vehicle but they have don’t have the same duty to you as your insurance company. “It’s not insurance, in the technical sense, that rental companies offer,” Abrams says. Rental companies are not licensed insurance agents in every state. Instead, they offer a protection package. “It doesn’t help where clear negligence is involved,” Abrams warns. “If you leave your car with the engine running and the key in the ignition, and the car disappears, the rental company may have a problem with that.”

Abrams adds that some people are protected through their homeowner’s policy. Home owners can extend the liability when the policyholder is not in their home, i.e., while renting a car. However, the provisions vary from one policy to another, so be sure to check ahead of time. This would only cover a stolen vehicle or goods in the vehicle, not damages to the vehicle or injuries.

Jan Zobel, a tax preparer in Oakland, Calif., rents a car when she travels to Hawaii several times a year. Zobel receives coverage using her American Express card, which charges her $17.95 per rental. “I’m not a big AmEx card user, but you can bet that I pay for every rental now with that card,” she says.

If you chose to buy insurance through the rental car company, be sure to read the fine print. Even go online before you leave and review their coverages. Many people do not read the rental agreement when renting a car. That’s why you should make these decisions before you get the rental car counter. Every car rental agreement is different, and you should be aware of that when renting a car. Do your research. Most agreements are similar but like anything, when you sign your name to something, you should know what you are signing. You can be contractually obligated. Another issue, for example, the agreement might only cover one driver, so that would prevent you from taking turns on the road with someone. Don’t be afraid to call the rental car company and ask questions before you take the insurance policy.

Most important, make sure you have some form of insurance on the rental car at the time you pick it up. You do not want is to get into an accident and find out you are underinsured—or worse, uninsured. Many rental companies will allow uninsured customers to rent a car. For example, if you reserve from Hertz at the airport, the reservationist will not ask you for your insurance policy, nor do you have to show proof of insurance, experts say. If you are not insured, you must understand exposure and liability, what coverage you may have through credit card or homeowners, and look at the protection packages offered from the rental company. I would highly urge you to do this before you leave for your trip so that you do not waste money on coverages you already have but also have the coverages you need.

If you are involved in an accident while in a rental car, contact our offices today. By contacting a lawyer immediately, you can receive the most money for your damages. At my office, we are experienced to handle all types of automobile injury claims and property damage claims. Having worked for the insurance company as an attorney for 9 years before opening my boutique law firm specializing in helping injured people, I reviewed thousands of auto accident claims. With extensive experience in the insurance field, I can help you review all of the coverages available to maximize the money you receive.

At the Law Offices of Laura Hunt we are here to help you and your family in the event that accidents and tragedies occur. For any of your legal needs, do not hesitate to contact our offices. The Law Offices of Laura Hunt is a boutique, family owned law firm in Henderson that specializes in helping injured people and the community with legal issues involving auto accidents, wrongful deaths, slip and falls, truck accidents, injuries to children, bicycle accidents, dog bites, and all types of injury claims. Please do not hesitate to call us anytime you have a legal question or you or a loved one has sustained an injury at 702-450-(HUNT) 4868.

U turn legal in nevada

When is a U-Turn Legal in Nevada and in Henderson?

Laura Hunt AttorneyHenderson and Nevada drivers in general are often unsure if it is legal to make a U-turn or not. I will attempt to clarify this issue in our community. According to the Nevada driver’s handbook:
U-turns are generally allowed if they can be completed safely. In business areas, you must be at an intersection or on a divided highway where an appropriate opening exists. U-turns are not allowed where prohibited by a traffic sign or signal, or if there is less than 500 feet visibility in both directions.” (NRS 484B.403) Specifically, NRS 483B.403 states as follows:

TITLE 43 PUBLIC SAFETY; VEHICLES; WATERCRAFT
Chapter 484B Rules of the Road

NRS 484B.403 When U-turns are authorized and prohibited; additional penalty for violation committed in work zone.

1. A U-turn may be made on any road where the turn can be made with safety, except as prohibited by this section and by the provisions of NRS 484B.227 and 484B.407.
2. If an official traffic-control device indicates that a U-turn is prohibited, the driver shall obey the directions of the device.
3. The driver of a vehicle shall not make a U-turn in a business district, except at an intersection or on a divided highway where an appropriate opening or crossing place exists.
4. Notwithstanding the foregoing provisions of this section, local authorities and the Department of Transportation may prohibit U-turns at any location within their respective jurisdictions.
5. A person who violates any provision of this section may be subject to the additional penalty set forth in NRS 484B.130.

In addition, NRS 484B.227 governs U-turns on the highway and states as follows:

NRS 484B.227 Driving on divided highway: Prohibited turns; additional penalty for violation committed in work zone.

1. Every vehicle driven upon a divided highway must be driven only upon the right-hand roadway and must not be driven over, across or within any dividing space, barrier or section or make any left turn, semicircular turn or U-turn, except through an opening in the barrier or dividing section or space or at a crossover or intersection established by a public authority.
2. A person who violates any provision of this section may be subject to the additional penalty set forth in NRS 484B.130.

Also, NRS 484B.407 governs vehicles turning on curve or crest of grade prohibits U-turns in these circumstances. It states that a “vehicle shall not be turned so as to proceed in the opposite direction upon any curve, or upon the approach to or near the crest of a grade, where such vehicle cannot be seen by the driver of any other vehicle approaching from either direction within 500 feet.”

Generally, a driver can make a U-Turn if there is no sign prohibiting a U-Turn. Nevada traffic signs can control whether a U-turn is permitted by law or not. A driver in Henderson, Nevada or Las Vegas, Nevada who makes a U-turn at an intersection where a posted “No U-Turn” sign exists has executed an illegal U-turn, and a traffic ticket could be issued. According to Nevada Highway Patrolman Jason Buratczuk (as quoted in the local newspaper):

“A U-turn can be done anywhere it is safe to do so,” Buratczuk said. “The only time it says in the law you can’t make a U-turn is when there is a sign posted advising no U-turn. Driving on or across medians and such is illegal as well, but I don’t want to open that can of worms. So at the intersection in question, if there is no sign specifically stating no U-turn, then a U-turn is permissible.”

Something else important to point out is a statutory exception to the U-turn rules. That is, you cannot make a U-turn in a school zone when children are present. Specifically, NRS 484B.363 states as follows:

NRS 484B.363  School zone or school crossing zone: Speed limit; designation; signs; U-turn and overtaking another vehicle prohibited; determination of hours in which speed limit is in effect; additional penalty if driver is proximate cause of collision with pedestrian or person riding bicycle.
1.  A person shall not drive a motor vehicle at a speed in excess of 15 miles per hour in an area designated as a school zone except:
(a) On a day on which school is not in session;
(b) During the period from a half hour after school is no longer in operation to a half hour before school is next in operation;
(c) If the zone is designated by an operational speed limit beacon, during the hours when the pupils of the school are in class and the yellow lights of the speed limit beacon are not flashing in the manner which indicates that the speed limit is in effect; or
(d) If the zone is not designated by an operational speed limit beacon, during the times when the sign designating the school zone indicates that the speed limit is not in effect.
2.  A person shall not drive a motor vehicle at a speed in excess of 25 miles per hour in an area designated as a school crossing zone except:
(a) On a day on which school is not in session;
(b) During the period from a half hour after school is no longer in operation to a half hour before school is next in operation;
(c) If the zone is designated by an operational speed limit beacon, during the hours when the pupils of the school are in class and the yellow lights of the speed limit beacon are not flashing in the manner which indicates that the speed limit is in effect; or
(d) If the zone is not designated by an operational speed limit beacon, during the times when the sign designating the school zone indicates that the speed limit is not in effect.
3.  The driver of a vehicle shall not make a U-turn in an area designated as a school zone or school crossing zone except:
(a) When there are no children present;
(b) On a day on which school is not in session;
(c) During the period from a half hour after school is no longer in operation to a half hour before school is next in operation;
(d) If the zone is designated by an operational speed limit beacon, during the hours when the pupils of the school are in class and the yellow lights of the speed limit beacon are not flashing in the manner which indicates that the speed limit is in effect; or
(e) If the zone is not designated by an operational speed limit beacon, during the times when the sign designating the school zone or school crossing zone indicates that the speed limit is not in effect.
4.  The driver of a vehicle shall not overtake and pass another vehicle traveling in the same direction in an area designated as a school zone or school crossing zone except:
(a) On a day on which the school is not in session;
(b) During the period from a half hour after school is no longer in operation to a half hour before school is next in operation;
(c) If the zone is designated by an operational speed limit beacon, during the hours when the pupils of the school are in class and the yellow lights of the speed limit beacon are not flashing in the manner which indicates that the speed limit is in effect; or
(d) If the zone is not designated by an operational speed limit beacon, during the times when the sign designating the school zone or school crossing zone indicates that the speed limit is not in effect.
5.  The governing body of a local government or the Department of Transportation shall designate school zones and school crossing zones. An area must not be designated as a school zone if imposing a speed limit of 15 miles per hour would be unsafe because of higher speed limits in adjoining areas.
6.  Each such governing body and the Department of Transportation shall provide signs to mark the beginning and end of each school zone and school crossing zone which it respectively designates. Each sign marking the beginning of such a zone must include a designation of the hours when the speed limit is in effect or that the speed limit is in effect when children are present.
7.  With respect to each school zone and school crossing zone in a school district, the superintendent of the school district or his or her designee, in conjunction with the Department of Transportation and the governing body of the local government that designated the school zone or school crossing zone and after consulting with the principal of the school and the agency that is responsible for enforcing the speed limit in the zone, shall determine the times when the speed limit is in effect.
8.  If, while violating any provision of subsections 1 to 4, inclusive, the driver of a motor vehicle is the proximate cause of a collision with a pedestrian or a person riding a bicycle, the driver is subject to the additional penalty set forth in subsection 4 of NRS 484B.653.
9.  As used in this section, “speed limit beacon” means a device which is used in conjunction with a sign and equipped with two or more yellow lights that flash alternately to indicate when the speed limit in a school zone or school crossing zone is in effect.
(Added to NRS by 1985, 640; A 1993, 2586; 1999,

In summary, Henderson drivers and Nevada drivers in general can make a U-Turn anywhere it is safe and there is no sign prohibiting a U-Turn. Remember the exceptions that there are no U-Turns in a school zone when children are present and no U-Turns on the Highway.

If you are involved in a car accident as a result of someone executing an illegal U-Turn, contact our offices today. By contacting a lawyer immediately, you can receive the most money for your damages. At my office, we are experienced to handle all types of automobile injury claims. Having worked for the insurance company as an attorney for 9 years before opening my personal injury law firm, I reviewed thousands of auto accident claims. With extensive experience in the insurance field, I can help you review all of the coverages available to maximize the money you receive.

At the Law Offices of Laura Hunt we are here to help you and your family in the event that accidents and tragedies occur. For any of your legal needs, do not hesitate to contact our offices. The Law Offices of Laura Hunt is a boutique, family owned law firm in Henderson that specializes in helping injured people and the community with legal issues involving auto accidents, wrongful deaths, slip and falls, truck accidents, injuries to children, bicycle accidents, dog bites, and all types of injury claims. Please do not hesitate to call us anytime you have a legal question or you or a loved one has sustained an injury at 702-450-(HUNT) 4868.

Why It Is Necessary to call the Police to the Scene of an Accident

In a nutshell, you should call the police after an accident because:

  1. You need an accurate record of the event
  2. You need an impartial, experienced officer to make the record
  3. Unfortunately, the other driver may have a different memory of the event then you at a later date;
  4. Your claim may proceed more quickly if the police are called

call police after accident

If you haven’t been in a car accident, it’s probably only a matter of time before you will be. According to thebalance.com, the average American driver has three to four accidents over the course of their lifetime. With today’s crowded roadways and distracted drivers, those numbers can only go up. No matter how careful you are, having an accident is something statistically you will have to endure. It’s a challenge to remain calm and know what to do when you’ve been in an accident. That’s why it’s imperative that you call the police whenever you are involved in any kind of collision.

Many times drivers are reluctant to call the police. The other driver might insist it’s not necessary. Or maybe the damage seems minor and no one is hurt, so you think it isn’t worth the hassle. Resist the temptation to simply exchange information and take a few quick photos with your phone. What you do in the immediate aftermath of a collision sets the tone for how any subsequent claims will proceed. Here are just a few reasons why you shouldn’t hesitate to call the police in the event of an accident:

First, you will be too frazzled to make sound decisions. Think back to a time when something sudden and unsettling happened to you. Did you remember it clearly later? Did you stay calm? Chances are the choices you make when you are upset are not the choices you would make again in hindsight. Rather than struggling to keep your wits about you after an accident, let the police take that burden from you.

Second, the police are impartial. Sometimes the cause of an accident seems cut and dry–but that’s not for you or any other driver to determine. Don’t admit or assign blame. Simply call the police and let them evaluate the situation. They will be far more objective than anyone directly involved.

Third, establishing an official record protects everyone. Determining what happened and noting important factors such as weather and road conditions is important. The police know exactly what questions to ask and what details should be captured. Compiling all witness statements, photos and contributing factors into an official police report ensures that an accurate record of the incident will be available later to your insurance company or attorney.

Not all vehicle damage or physical injury is immediately apparent. Just because no one seems hurt and there is no noticeable vehicle damage in the immediate aftermath, that doesn’t mean things won’t change. Injuries can take several days to reveal themselves, and most drivers cannot accurately assess the extent of damage to their car.

The police know how to handle tense situations. Many people react with irrational anger and aggression after an accident. This could cause a bad situation to become far worse. Police officers are trained to diffuse volatile situations; calling them to the scene will help everyone maintain their composure. For most of us, being involved in a car accident is statistically inevitable. When it happens to you, keep a level head and call the police to protect your best interests!

By contacting a personal injury lawyer immediately, you can receive the most money for your damages. At my office, we are experienced to handle all types of automobile injury claims. Having worked for the insurance company as an attorney for 9 years before opening my boutique law firm specializing in helping injured people, I reviewed thousands of auto accident claims. With extensive experience in the insurance field, I can help you review your coverages to maximize the money you receive.

At the Law Offices of Laura Hunt we are here to help you and your family in the event that accidents and tragedies occur. For any of your legal needs, do not hesitate to contact our offices. The Law Offices of Laura Hunt is a boutique, family owned law firm in Henderson that specializes in helping injured people and the community with legal issues involving auto accidents, wrongful deaths, slip and falls, truck accidents, injuries to children, bicycle accidents, dog bites, and all types of injury claims. Please do not hesitate to call us anytime you have a legal question or you or a loved one has sustained an injury at 702-450-(HUNT) 4868.

My child was a passenger in someone else’s car in an accident what do I do?

  • Take your child for medical attention immediately to determine injuries
  • Obtain a copy of the police report
  • Obtain a copy of the drivers insurance in with your child was a passenger
  • Watch your child closely for any changes or signs of continuing injury and obtain the appropriate medical care.

Laura Hunt AttorneyIf your child is involved in an auto accident while traveling with friends or family, your child is considered a fault free passenger and is covered by the at fault driver‘s policy. Your child is also covered by underinsured motorist coverage if available in the passenger car that he or she was in.   Uninsured coverage and Underinsured coverage (referred to as UM/UIM) is coverage that covers you if the other driver is not insured or is underinsured. You should always carry UM/UIM coverage.

If your child is severely injured, your child would also be covered under your auto insurance coverage on your UM/UIM policy. Therefore, there could be three or more auto insurance policies that could cover your child as a fault free passenger if he or she is injured in an automobile accident.

When you take your child for medical attention, if available, provide your child’s health insurance information to the provider. If your child does not have medical insurance, contact a personal injury attorney immediately to assist you with medical care for your child without being sent to collections for unpaid medical bills. When your child has concluded medical care, The Law Offices of Laura Hunt can negotiate a fair settlement for your child and handle the minor’s compromise of the claim.  Nevada has a mandatory procedure to follow when settling a minor’s claim.  This law can be found at N.R.S. 41.200 and states as follows:

NRS 41.200  Compromise by parent or guardian of claim by minor against third person; requirements of court petition; establishment of blocked financial investment for proceeds of compromise; no fees to be charged in proceedings.

1.  If an unemancipated minor has a disputed claim for money against a third person, either parent, or if the parents of the minor are living separate and apart, then the custodial parent, or if no custody award has been made, the parent with whom the minor is living, or if a general guardian or guardian of the estate of the minor has been appointed, then that guardian, has the right to compromise the claim. Such a compromise is not effective until it is approved by the district court of the county where the minor resides, or if the minor is not a resident of the State of Nevada, then by the district court of the county where the claim was incurred, upon a verified petition in writing, regularly filed with the court.

2.  The petition must set forth:

(a) The name, age and residence of the minor;

(b) The facts which bring the minor within the purview of this section, including:

(1) The circumstances which make it a disputed claim for money;

(2) The name of the third person against whom the claim is made; and

(3) If the claim is the result of an accident or motor vehicle crash, the date, place and facts of the accident or motor vehicle crash;

(c) The names and residence of the parents or the legal guardian of the minor;

(d) The name and residence of the person or persons having physical custody or control of the minor;

(e) The name and residence of the petitioner and the relationship of the petitioner to the minor;

(f) The total amount of the proceeds of the proposed compromise and the apportionment of those proceeds, including the amount to be used for:

(1) Attorney’s fees and whether the attorney’s fees are fixed or contingent fees, and if the attorney’s fees are contingent fees the percentage of the proceeds to be paid as attorney’s fees;

(2) Medical expenses; and

(3) Other expenses,

Ê and whether these fees and expenses are to be deducted before or after the calculation of any contingency fee;

(g) Whether the petitioner believes the acceptance of this compromise is in the best interest of the minor; and

(h) That the petitioner has been advised and understands that acceptance of the compromise will bar the minor from seeking further relief from the third person offering the compromise.

3.  If the claim involves a personal injury suffered by the minor, the petitioner must submit all relevant medical and health care records to the court at the compromise hearing. The records must include documentation of:

(a) The injury, prognosis, treatment and progress of recovery of the minor; and

(b) The amount of medical expenses incurred to date, the nature and amount of medical expenses which have been paid and by whom, any amount owing for medical expenses and an estimate of the amount of medical expenses which may be incurred in the future.

4.  If the court approves the compromise of the claim of the minor, the court must direct the money to be paid to the father, mother or guardian of the minor, with or without the filing of any bond, or it must require a general guardian or guardian ad litem to be appointed and the money to be paid to the guardian or guardian ad litem, with or without a bond, as the court, in its discretion, deems to be in the best interests of the minor.

5.  Upon receiving the proceeds of the compromise, the parent or guardian to whom the proceeds of the compromise are ordered to be paid, shall establish a blocked financial investment for the benefit of the minor with the proceeds of the compromise. Money may be obtained from the blocked financial investment only pursuant to subsection 6. Within 30 days after receiving the proceeds of the compromise, the parent or guardian shall file with the court proof that the blocked financial investment has been established. If the balance of the investment is more than $10,000, the parent, guardian or person in charge of managing the investment shall annually file with the court a verified report detailing the activities of the investment during the previous 12 months. If the balance of the investment is $10,000 or less, the court may order the parent, guardian or person in charge of managing the investment to file such periodic verified reports as the court deems appropriate. The court may hold a hearing on a verified report only if it deems a hearing necessary to receive an explanation of the activities of the investment.

6.  The beneficiary of a block financial investment may obtain control of or money from the investment:

(a) By an order of the court which held the compromise hearing; or

(b) By certification of the court which held the compromise hearing that the beneficiary has reached the age of 18 years, at which time control of the investment must be transferred to the beneficiary or the investment must be closed and the money distributed to the beneficiary.

7.  The clerk of the district court shall not charge any fee for filing a petition for leave to compromise or for placing the petition upon the calendar to be heard by the court.

8.  As used in this section, the term “blocked financial investment” means a savings account established in a depository institution in this state, a certificate of deposit, a United States savings bond, a fixed or variable annuity contract, or another reliable investment that is approved by the court.

It sets out the procedure that must be followed when settling a minor’s claim.  Under this statute, the parent or guardian of the child must file a minor’s compromise to allow the court to approve and review the settlement.   After the court approves the agreed upon settlement, the parent or guardian must place the funds in a “blocked financial investment for the benefit of the minor until the minor is 18 years old and can access the funds.

By contacting a lawyer immediately, your child can receive the necessary medical care without the worry of medical bill being sent to collections.  At my office, we are happy to handle the health insurance company’s subrogation claim for you.  Having worked for the insurance company as an attorney for 9 years before opening my boutique law firm specializing in helping injured people, I reviewed thousands of medical claims involving children.   With extensive experience in the insurance field, I can help you review the coverages to maximize the money your child receives.

At the Law Offices of Laura Hunt we are here to help you and your family in the event that accidents and tragedies occur. For any of your legal needs, do not hesitate to contact our offices.  The Law Offices of Laura Hunt is a boutique, family owned law firm in Henderson that specializes in helping injured people and the community with legal issues involving auto accidents, wrongful deaths, slip and falls, truck accidents, injuries to children, bicycle accidents, dog bites, and all types of injury claims.  Please do not hesitate to call us anytime you have a legal question or you or a loved one has sustained an injury at 702-450-(HUNT) 4868.