- If you do not use your own car insurance to fix your car, you will have to wait for repairs even when its not your fault.
- Your insurance company will get their money back from the other insurance company for the repairs to your car if the accident is not your fault.
- Call your own insurance company after an accident.
- The Hunt Law Offices handles your property damage claim, many personal injury law firms make you handle it yourself.
If you or a loved one is involved in an auto accident, dealing with the injuries and the time off work is difficult enough. https://www.dmv.org/accident-guide/car-accident-faq.php Handling the wrecked car is an additional headache you don’t need. The NSTSB estimates that as many a 24 million vehicles are damaged in accidents a year. https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/812013
At the Law Offices of Laura Hunt, PC, we handle the property damage for you so you can focus on getting well. When you are involved in an accident, it is bad enough to deal with the trauma and pain of the injuries associated with a motor vehicle accident. There is also the issue of having your car repaired. At the Law Offices of Laura Hunt, PC we take this issue off your plate. We handle this on your behalf. It is important to note that many personal injury law firms do not handle this part of your claim. They simply advise you to call the adjuster.
This can be a very frustrating process for injured victims who are not familiar with how insurance companies work and what responsibilities are required of them by contract. When people are involved in motor vehicle accidents, most people do not understand that the at fault driver has no obligation to immediately jump to assist you as far as your vehicle repairs are concerned. Remember, the adverse insurance company is working for the adverse driver. They are in no hurry to get your vehicle repaired. Many people are afraid to call their own insurance company because they believe the rates will go up. This is not the case. http://www.rmiia.org/auto/steering_through_your_auto_policy/Filing_an_Auto_Claim.asp
You should always call your own insurance company and you should always have your vehicle repaired through your own insurance company. The reason this is important is because they have a fiduciary and contractual responsibility to you to get your vehicle repaired properly. At the Law Offices of Laura Hunt, PC, we work with independent body shops that are not tied to the insurance companies that offer lifetime guarantees on the vehicle repairs. Many people also think that they must use an insurance company body shop to obtain such a guarantee. That is not true.
Again, the other insurance company is representing the other driver and is not on your side. They will even give you misleading information or even false information. At Hunt Law Offices, we will fight the insurance companies for you from the first day to the last day of your claim. When making a property damage claim, your own insurance company has a statutory obligation to be fair to you. Laura Hunt will make sure that they are fair to you in getting your vehicle repaired. We will make sure your vehicle is repaired at an independent shop that works with all insurance companies and does not receive all of their money from one insurance company. We will also get your deductible back from the other driver quickly, usually before the repairs are completed.
Many people worry that when their insurance company pays any claim it goes on their record and they will be responsible and see a rate increase. Again, if it is not your fault, it will not affect your rates. Your insurance company will do what is called “subrogate” the money that they paid on your behalf for vehicle repairs against the insurance company of the adverse driver. This means your insurance company will get their money back from the driver that hit you. The insurance company of the driver that hit you will take their time and often drag their feet “investigating” the claim. They will not make a determination as to who is at fault timely. They are allowed up to 30 days to determine who is at fault. This is often ridiculous as generally it is quite obvious from the start. This is a way many insurance companies save money and make interest on their money while they are simply not paying claims that they owe.
At the Law Offices of Laura Hunt, we will make sure that your car is not only repaired quickly but is repaired properly and that you receive your deductible back. We also work with body shops that provide you a lifetime guarantee on the repairs of your vehicle. In addition, we will get you into a rental vehicle to make this process as easy as possible on you.
Some tips that we offer clients when receive their vehicle back after it has been repaired:
- If the damage to your vehicle was anywhere near the trunk area, we advise clients to take the vehicle to a car wash and spray the trunk down vigorously when they receive it back from the repair shop. It is important to make sure no water is leaking into the trunk. If you wait for it to rain in Las Vegas, it may be a long time and difficult to prove that the leak resulted from the repair and the accident.
- If the auto accident involved any kind of damage to the door frames we advise clients to open and close all the doors many times as well as lock the doors from the inside and outside to make sure that everything is operating properly when the car is repaired.
- If it was a front end collision and the vehicle is not operating properly, call the shop and our office immediately to report the problem. Call within 5 days of picking up the car.
At the Law Offices of Laura Hunt, our over 15 years of experience has taught us all of the tricks the insurance companies attempt to use to get out of paying legitimate claims. And having worked for a major insurance company for over nine years, I have the knowledge of how the insurance companies think and operate. For the past 10 years, I have been helping and protecting the rights of people injured in an auto accidents and slip and fall accidents through no fault of their own. Let my many years of experience take this headache off your plate and let you focus on the important things in your life.
If you or a loved one is injured in an auto accident and your vehicle is damaged, call our office immediately and we will make sure that you receive the care you need and deserve and that your vehicle is repaired. If you have been in an accident and have questions about getting your vehicle repaired, please don’t hesitate to contact our offices today. At my office, we are experienced in helping injured victims get their car repaired quickly. Insurance companies never have the best interest of the injured person at the top of their priorities. They want to pay as little on every claim as possible. Having worked for an insurance company as an attorney for 9 years before opening my boutique law firm specializing in helping injured people, I reviewed thousands of auto accident claims and policy provisions.
At the Law Offices of Laura Hunt we are here to help you and your family in the event that accidents and tragedies occur. For any of your legal needs, do not hesitate to contact our offices. The Law Offices of Laura Hunt is a boutique, family owned law firm in Henderson that specializes in helping injured people and the community with legal issues involving auto accidents, wrongful deaths, slip and falls, truck accidents, injuries to children, bicycle accidents, dog bites, and all types of injury claims. Please do not hesitate to call us anytime you have a legal question or you or a loved one has sustained an injury at 702-450-(HUNT) 4868 and text 24/7 at 702-600-0032.